Whilst there is Apple Pay for iOS devices and Android Pay for Android devices, Samsung has it’s very own payment system built into their Galaxy S8 and S8+ Plus. We’re of course talking about Samsung Pay – it easily rivals the other two mobile payments apps and can work with the majority of payment terminals with contactless payments. Not only do the Galaxy S8 and S8+ Plus have NFC, but they also have MST technology, which allows Samsung Pay to be supported by more places than either Apple Pay or Google Pay.
Before you can use Samsung Pay, however, you will need to go through the setup process.
To use Samsung Pay, you’ll need to make sure your device, carrier and bank can support it. Fortunately, most banks and carriers support it. The latest Samsung devices support it as well. You can check the list below to make sure you’re set and ready to go.
- Galaxy S7
- Galaxy S7 Edge
- Galaxy S7 Active
- Galaxy Note 5
- Galaxy S8
- Galaxy S8+ Plus
- Cricket Wireless
- S. Cellular
- Bank of America
- S. Bank
- American Express
- Wells Fargo
Let’s talk about how to setup Samsung Pay on your device:
- When you open the Samsung Pay app, you’ll be shown your added debit and credit cards. The Samsung Pay app essentially works as a digital wallet. Just like real life, you can choose which card you’d like to pay with before making a payment. When you first use Samsung Pay, you will not have any cards on your account. To add a card, simply tap the Add button at the top right of the display. After this, Samsung Pay will open a scanner that can use your smartphone camera to scan your debit card. Simply focus the scanner on the card you’d like to add. The scanner will grab the details it needs to set you up. Alternatively, you can add all of the information manually. Whichever option you choose, you’ll need to add your security code manually.
- The next step requires you to verify your card. Samsung offers three different options to ensure that the card you’re scanning actually belongs to you. You can either get a text, an email, or have Samsung Pay let you call your bank. The first two options are the quickest.
- You must also add a signature before finishing the verification process.
- Once you’ve added your card, you’ll be able to access the Card Details screen by tapping the added card from within the Samsung Pay app. Within the card details screen you are given access to your card details, recent transactions and quick access to your bank’s customer service lines.
- You can also add gift cards to Samsung Pay via the scanner, or alternatively you can purchase gift cards from within the app itself.
- You can use the More button to access a variety of different Features and settings. With Events, you can see if there are any running Samsung Pay promotions. Sometimes Samsung will give away free products or run promotions here.
- Finally, we would highly suggest turning on the Simple Pay With this you are able to pay with items without opening the Samsung Pay app. With Simple Pay switched on, you can access your cards from the lock screen, home screen, or adaptive display by swiping up from the bottom of the display.
You should now have Samsung Pay set up and ready to use. You’ll find that paying for items will be as easy as it was to set up. To pay with Apple Pay, swipe up from the bottom of your display and your card will appear. Next, put your fingerprint on the fingerprint sensor, or enter your lock screen pin, then hold it next to the payment terminal and the payment will go through.